How To Open PhonePe Without ATM Card: Simple and Secure Process

Step-by-Step Guide How To Open PhonePe Without ATM Card

Now Online payments have become very common, and many people use their smartphones to send and receive money. One of the popular apps for online payments in India is PhonePe, which allows you to pay bills, send money to friends, and shop online. Typically, to use PhonePe, you need an ATM card. However, if you have an Airtel Payments Bank savings account, you can open and use PhonePe without an ATM card. This guide will explain How To Open PhonePe Without ATM Card in simple steps.

Why Use Airtel Payments Bank with PhonePe?

Using Airtel Payments Bank with PhonePe has many benefits. You do not need an ATM card to link your Airtel Payments Bank account with PhonePe, making it very convenient. Linking your Airtel Payments Bank account with PhonePe is very easy and takes only a few minutes. Both Airtel Payments Bank and PhonePe are very secure, so your money and personal information are safe. You can access your money and make payments anytime, anywhere.

How to Open PhonePe Without ATM Card Using Airtel Payments Bank?

Step 1: Download and Install PhonePe

First, you need to download and install the PhonePe app on your smartphone from the Google Play Store or Apple App Store. After installing the app, open it and register by entering your mobile number, verifying it with an OTP, and setting a 4-digit PIN for your PhonePe account.

Step 2: Link Your Airtel Payments Bank Account

Next, link your Airtel Payments Bank account with PhonePe by going to the “My Money” section in the app, selecting “Bank Accounts,” and then “Add New Bank Account.” Choose “Airtel Payments Bank” from the list of banks, and PhonePe will automatically fetch your bank details linked with your mobile number. Click on “Continue” to link your Airtel Payments Bank account with PhonePe.

Step 3: Set UPI PIN

As Airtel Payments Bank Defolt UPI PIN will work to make payments using PhonePe, you can also set a new UPI PIN. After linking your bank account, click “Set UPI PIN,” enter the last 6 digits of your Aadhaar card linked with your Airtel Payments Bank account, and enter your date of birth. You will receive an OTP on your registered mobile number. Enter the OTP to verify, and set a 4 or 6-digit UPI PIN. This PIN will be used to make payments.

Using PhonePe with Airtel Payments Bank

Once your Airtel Payments Bank account is linked with PhonePe and you have set the UPI PIN, you can start using PhonePe for various transactions. To send money, open the PhonePe app, go to the “Transfer” section, enter the recipient’s mobile number or UPI ID, enter the amount you want to send, and enter your UPI PIN to complete the transaction.

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To pay bills, go to the “Bill Payments” section, select the type of bill you want to pay, enter the required details, enter the amount, and click on “Pay.” Enter your UPI PIN to complete the payment. To recharge your mobile phone, go to the “Recharge” section, select “Mobile Recharge,” enter your mobile number, select the operator, choose the recharge plan, and enter the amount. Click on “Recharge” and enter your UPI PIN to complete the transaction.

Benefits of Using PhonePe with Airtel Payments Bank

Using PhonePe with Airtel Payments Bank has several benefits:

• Convenient: You can make payments, transfer money, and recharge your mobile phone anytime, anywhere.
• Secure: Both PhonePe and Airtel Payments Bank offer high security for your transactions and personal information.
• No ATM Card Needed: You do not need an ATM card to use PhonePe with Airtel Payments Bank.
• Rewards and Cashback: PhonePe and Airtel Payments Bank often offer rewards and cashback on various transactions.

Troubleshooting Common Issues

Sometimes, you may face issues while using PhonePe with Airtel Payments Bank. Here are some common problems and how to fix them:

Unable to Link Bank Account

• Make sure you open the PhonePe using the same number that is registered with Airtel Payments Bank.
• Ensure you have a good internet connection.
• Try restarting the PhonePe app.

OTP Not Received

• Check if your mobile number has good network coverage.
• Ensure your mobile number is not in “Do Not Disturb” mode.
• Wait for a few minutes before trying again.

Payment Failed

• Ensure you have sufficient balance in your Airtel Payments Bank account.
• Check your internet connection.
• Make sure you entered the correct UPI PIN.

Conclusion

How To Open PhonePe Without ATM Card using Airtel Payments Bank savings account is very easy. By following the simple steps mentioned in this guide, you can link your Airtel Payments Bank account with PhonePe and start making payments, transferring money, and recharging your mobile phone. This process is convenient, and secure, and does not require an ATM card. Now, you can enjoy the benefits of digital payments without any hassle.