CSC DigiPay AEPS Banking Service with the Highest AEPS Commission Application

Online Tech Samadhan

CSC DigiPay AEPS Banking Service for CSC VLE

Last updated: 15 October 2026  |  Reading time: 8 minutes  |  For CSC VLEs and banking centres

CSC DigiPay is the official digital banking and payment platform of CSC e-Governance Services India Limited, built for Village Level Entrepreneurs (VLEs) running Common Service Centres. With one login a VLE can offer Aadhaar-based cash withdrawal, Micro ATM, money transfer and wallet payout, and earn a commission on every transaction. This guide covers the DigiPay web version, app download, all services, the full commission chart, payout time, charges, MATM driver and the daily cash register.

Quick Answer: CSC DigiPay AEPS lets a VLE give cash withdrawal, cash deposit, balance enquiry and mini statement using Aadhaar and fingerprint. A VLE earns up to Rs. 11.324 net on each AEPS transaction of Rs. 3,000 or more. Wallet money can be sent to a bank account by NEFT (10 AM to 5 PM, free) or IMPS (10 AM to 8 PM, Rs. 5 + GST up to Rs. 25,000).

Key Takeaways

  • DigiPay web version and the Android app (v10.0.8) both support AEPS, MATM, DMT, passbook and payout.
  • AEPS commission starts from Rs. 100 and tops out at Rs. 11.324 net per transaction.
  • DMT earns more on larger amounts, up to Rs. 30.30 net on Rs. 5,000.
  • Payout is allowed from INR 500 up to INR 2 lakhs, and NEFT carries no charges.

DigiPay Web Version

The DigiPay web version is the official browser portal for CSC banking services. Open https://digipayweb.csccloud.in/ on Chrome or Edge and log in with your CSC DigiPay credentials.

How To Use The DigiPay Web Version

  • Open the official DigiPay web link and log in with your ID and password.
  • Complete OTP or biometric verification if asked.
  • Connect your registered RD Service biometric device for Aadhaar transactions.
  • Select the service from the dashboard and complete the customer transaction.

DigiPay Web Version Available Services

ServiceWhat It Does
Aadhaar-based AEPSCash Withdrawal, Cash Deposit, Balance Enquiry and Mini Statement
Micro ATM (MATM)Cash Withdrawal and Balance Enquiry through Micro ATM
DigiPay PassbookReal-time transaction view and wallet balance
Domestic Money Transfer (DMT)Send money to bank accounts across India
Wallet Top-up and PayoutAdd money to wallet and pay out to your bank account

Benefits Of The Web Version

  • Bigger screen for faster daily work and reconciliation.
  • Real-time passbook and wallet balance check.
  • Ideal for busy CSC banking points with many customers.

DigiPay app download apk

The current DigiPay app is v10.0.8. Get it from the official Google Play page: DigiPay on Google Play.

DigiPay App Installation Steps

  • Open the Google Play link on your Android phone and tap Install.
  • Open the app and log in with your DigiPay ID.
  • Allow the required permissions and pair your biometric device or Micro ATM.
  • Start AEPS, DMT or MATM services.

Web Version Vs App

PointWeb VersionMobile App
Best ForCounter work on laptop or desktopQuick work on the move
DownloadNot needed, open in browserInstall v10.0.8 from Google Play
ServicesAEPS, MATM, DMT, Passbook, PayoutAEPS, MATM, DMT, Passbook, Payout
Safety Tip: Never install DigiPay APK files shared on WhatsApp, Telegram or unknown sites. Fake apps can steal login details and wallet money.

digipay commission chart

Your income as a VLE depends on the service and the transaction amount. The tables show VLE commission, TDS and the net amount you receive.

CSC Digipay AEPS Commission Table

AEPS Transaction AmountVLE CommissionTDSNet VLE Commission
<1000.0000
1000.320.0160.304
2000.720.0360.684
3001.120.0561.064
4001.520.0761.444
5001.920.0961.824
6002.320.1162.204
7002.720.1362.584
8003.120.1562.964
9003.520.1763.344
10003.920.1963.724
11004.320.3764.104
12004.720.3964.484
13005.120.2564.864
14005.520.2765.244
15005.920.2965.624
16006.320.3166.004
17006.720.3366.384
18007.120.3566.764
19007.520.3767.144
20007.920.3967.524
21008.320.4167.904
22008.720.4368.284
23009.120.4568.664
24009.920.4969.424
25009.920.4969.424
260010.320.5169.804
270010.720.53610.184
280011.120.55610.564
290011.520.57610.944
300011.920.59611.324
>310011.920.59611.324

CSC Digipay DMT Commission Table

DMT Transaction AmountVLE ShareTDS @ 5%Net VLE Share
1004.780.244.54
5004.780.244.54
10004.780.244.54
15008.170.417.76
200011.560.5810.98
250014.950.7514.20
300018.340.9217.42
350021.731.0920.64
400025.121.2623.86
450028.511.4327.08
500031.901.5930.30

CSC Digipay MATM Commission Table

Transaction AmountTotal Incentive ReceivedVLE Gross Incentive ShareTDS @ 3.75%Final VLE Incentive
1000.400.320.010.31
5002.001.600.061.54
10004.003.200.123.08
20008.006.400.246.16
300012.009.600.369.24
1000012.009.600.369.24

Commission Examples

ServiceAmountNet Earning
AEPSRs. 1,000Rs. 3.724
AEPSRs. 2,000Rs. 7.524
AEPSRs. 3,000 and aboveRs. 11.324
DMTRs. 5,000Rs. 30.30
MATMRs. 3,000 and aboveRs. 9.24

Simple income illustration: 50 AEPS transactions of Rs. 3,000 or more in a day give 50 x 11.324 = Rs. 566.20 net commission.

Important Points About Commission

  • No AEPS commission below Rs. 100.
  • AEPS commission is flat from Rs. 3,000 onwards.
  • MATM incentive stops increasing after Rs. 3,000.
  • TDS is deducted automatically.
  • Rates may change, so confirm the latest chart in your DigiPay login.

Tips To Increase Your CSC Banking Income

  • Promote higher-value withdrawals, since AEPS earnings rise up to Rs. 3,000.
  • Offer DMT for customers who send money home, as the share grows with the amount.
  • Keep the biometric device and internet stable to avoid failed transactions.
  • Maintain a daily register to track every rupee.

csc digipay daily cash transaction register book

A banking CSC handles cash all day, so a proper daily record is essential. A cash and transaction register matches wallet balance, cash in hand and customer entries at closing time.

Why Maintain A Daily Register

  • Find mistakes or missing entries quickly.
  • Track daily earnings and commission.
  • Settle customer disputes with proof.
  • Keep cash and wallet balance in agreement.

Free Online AEPS Transaction Register

Use our ready tool: AEPS Transaction Register to record every AEPS, DMT and MATM entry digitally.

csc digipay matm driver download

The MATM driver is needed so your Micro ATM device and card PIN service work properly with DigiPay.

Download here: CSC DigiPay MATM Driver Download

Installation Tips

  • Close the browser before installing.
  • Connect the MATM device only after installation.
  • Restart the system if the device is not detected.
  • Re-login and test with a small transaction.

digipay atm machine price

The Micro ATM device is sold on CSC Bazaar. Check the live price and order here: CSC Bazaar MATM Product Page.

Things To Check Before Buying

  • Buy only from the official CSC Bazaar for a genuine registered device.
  • Check price, warranty and delivery details.
  • Confirm the device supports DigiPay MATM service.

csc digipay payout time

Payout moves money from your DigiPay wallet to your own bank account using NEFT or IMPS.

Payout Timings

ModeAvailable Time
NEFT in DigiPay10 AM से 5 PM
IMPS in DigiPay10 AM से 8 PM

Payout Service Overview

The Payout service allows users to transfer amounts from the Digipay Wallet to VLEs’ bank accounts efficiently and securely. The amount must be between the minimum of INR 500 and the maximum of INR 2 lakhs.

Payout Charges

ModeAmountCharges
IMPSUp to Rs. 25,000Rs. 5 + GST
IMPSAbove Rs. 25,000Rs. 10 + GST
NEFTAny amountNo charges
Tip: Use NEFT between 10 AM and 5 PM to save charges, and IMPS when you need money quickly, up to 8 PM.

Frequently Asked Questions

What is CSC DigiPay AEPS?
CSC DigiPay AEPS is the Aadhaar Enabled Payment System service on the CSC DigiPay platform. A VLE helps customers withdraw cash, deposit cash, check balance and get a mini statement using only Aadhaar number and fingerprint.
Is there a DigiPay web version for CSC VLEs?
Yes. The official web version at digipayweb.csccloud.in offers AEPS, Micro ATM, DMT, DigiPay Passbook and Wallet Top-up and Payout.
What is the latest DigiPay app version?
The DigiPay app listed on Google Play is v10.0.8. Install it only from the official Google Play page.
How much commission does a VLE earn on AEPS?
Withdrawals below Rs. 100 earn nothing. A Rs. 1,000 transaction earns Rs. 3.724 net after TDS, and Rs. 3,000 or more earns Rs. 11.324 net.
What are the CSC DigiPay payout timings?
NEFT works from 10 AM to 5 PM and IMPS works from 10 AM to 8 PM.
What are the payout limits and charges?
The minimum payout is INR 500 and the maximum is INR 2 lakhs. NEFT is free. IMPS costs Rs. 5 + GST up to Rs. 25,000 and Rs. 10 + GST above that.
Where can I download the MATM driver?
Use the official link: digipay.csccloud.in/rdservices/card_pin. Install the driver before connecting the Micro ATM device.
Where can I check the DigiPay ATM machine price?
The Micro ATM is listed on the official CSC Bazaar product page, where the current price is shown.

Conclusion

CSC DigiPay gives every VLE a complete banking solution with AEPS, Micro ATM, DMT, passbook and payout on one platform. Know the commission chart, keep a daily register, choose the right payout mode and use only official apps and drivers to grow your CSC banking income safely.

Disclaimer: Commission rates, charges and timings are shared for information and may change as per CSC guidelines. Verify the latest details inside your official DigiPay login.
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