IIBF Certificate Courses for Bank BC
If you are related to any Banking & Financial purposes or want to be a Bank BC, this post is most important to you. You should know for Banking & Financial assistance you must have an Authorised certificate issued by the Indian Institute of Banking and Finance (IIBF). Without the IIBF Certificate, you should not be eligible to do Banking & Financial Services. The course provides practicing bankers and finance professionals with digital banking products such as Cards, ATMs, Mobile and Internet Banking, and PoS.
What is IIBF Certificate?
Indian Institute of Banking and Finance (IIBF), formerly Indian Institute Of Bankers(IIB) is a professional body of banks and financial institutions for developing and nurturing competent professionals in the field of banking and finance. It is responsible for developing and nurturing competent professionals to meet the requirements of the banking and finance industries. It also promotes ethical practices and professional development.
IIBF Certificate Exam Info
| Post Name | INDIAN INSTITUTE OF BANKING & FINANCE |
| The objective of the Exam | Digital Banking |
| IIBF | Official Website |
| BC Certification Program | Official Website |
IIBF Certificate Exam Objectives
- Complete Training Programme: First you need to Complete the Mandatory Training Program.
- Registration: After You can register for the IIBF examination.
- Assessment: Complete the final assessment within 90 days of registration.
- Language: The examination will be conducted in English only.
- Passing Marks: The minimum mark to pass is 70 out of 100.
- Question Paper: The paper will contain objective-type multiple-choice questions for 100 marks.
- Negative Marking: There will NOT be negative markings for wrong answers.
- Duration: The examination duration will be 90 minutes.
- Eligibility: You must have passed the 12th standard examination or its equivalent.
How to Apply for IIBF Certificate Exam 2024
- Book a Schedule for Training Programme: Before Applying for The IBF Exam, you must apply and Complete the Mandatory Training Program as per RBI guidelines from April 2024. You Need to Book a Schedule for Training with paying the Training Fees.
- Complete The Training: You can get Basic Certification with 28 hours of training and Advanced Certification with 42 hours of training. After completing the training, you can apply for the IIBF Exam.
- Visit the Official Website: Go to the IIBF official website and register for the examination.
- Registration Form: Fill out the IIBF Certificate Exam registration form.
- Select Date/Time: Choose the date and time for the examination.
- Admit Letter: After successful registration, an admit letter will be generated.
- Login Credentials: Non-members will receive login credentials via email within 24 hours.
- Payment: Select a payment option (credit/debit card, net banking) and pay the IIBF exam fees.
- Optional Resources: Register for e-learning or an e-book by paying additional fees if needed.
Mandatory Training for BC Agents (Effective April 2024)
As mandated by the RBI, BC Agents must complete training before appearing for the BC Certification Examination:
Training Hours:
- Basic Certification: 28 hours of training
- Advanced Certification: 42 hours of training
Training Session Plan:
| Basic – Check Details | Advance – Check Details |
Eligibility:
Only candidates who have completed the required training will be eligible to appear for the BC/BF examination.
Approved Training Institutes for BC/BF:
- Bankers Institute of Rural Development (BIRD)
- National Institute for Entrepreneurship and Small Business Development (NIESBUD), Ministry of Skill Development and Entrepreneurship (MoSDE)
- Indian Institute of Bank Management (IIBM)
- Banks: Banks may provide mandatory training to BCAs, adhering to the training structure/modules designed by the Coordination Committee.
No other institutes or organizations are permitted to impart training to BCs/BFs except those listed above.
How to do IIBF CSC Login for Apply IIBF Exam?
If you are a CSC VLE then you should also have an IIBF certificate for providing people with Digital Financial Services. Follow the below steps you can do IIBF CSC Login for IIBF Exam registration.
- Visit CSC Digital Seva Portal
- Find “Examination Fee” on the search bar
- Indian Institute of Banking and Finance will get in result
- Open it and fill the form carefully
- Upload the required Documents
- Chose the Exam Venue and Date
- Submit The Application and Pay the Examination Fee from your Digital Seva Portal.
- After the Schedule day Exam passes out within 30 days you will get the IIBF Certificate.
IIBF Certificate Examination Overview
- You should log in to the system half an hour before the exam starts time.
- Verify your face with the registered photo image
- You should carry an original photo ID card (Aadhaar card/eAadhaar/Employer’s card/ PAN Card/ Driving License/ Election voter’s card/ Passport etc.) exam center for verification purposes.
- After successful verification, you will be allowed to start the examination.
- There are multiple-choice questions for 100 marks.
- The duration of the examination will be 90 minutes.
- After completion of the examination/submission, a provisional scorecard will be displayed on the screen.
- For passed candidates, a digitally signed Certificate will be issued within three weeks from the examination date.
IIBF EXAM SYLLABUS
DIGITAL BANKING PRODUCTS
a. Introduction
b. Need for Digital Banking Products
c. Customer Education for Digital Banking Products
CARDS
a. Overview and brief history
b. Various types of cards
c. Product Features
EMV technology
a. New Technologies – Tap and Go, NFC, etc.
b. Approval Processes for Cards
c. Profitability of Cards
d. Back End operations
e. Recovery and Follow up
ATMs
a. Overview and Brief History
b. Product Features
c. Instant Money Transfer Systems
d. Various Value-Added Services (e.g., bill payments, donations, etc.)
e. Proprietary, Brown Label, and White Label ATMs
f. ATM Network Planning – Onsite / Offsite
g. Security and Surveillance of ATM Sites
h. Profitability of ATMs
i. Risk Management and Frauds
j. Back-End Operations and Technology
CASH DEPOSIT MACHINES
a. Overview and Brief History
b. Product Features
c. CDM Network Planning – Onsite / Offsite
d. Profitability of CDMs
e. Risk Management and Frauds
f. Back-End Operations and Technology
CASH RE-CYCLERS
a. Overview
b. Product Features
c. Risk Management and Frauds
d. Back-End Operations and Technology
MOBILE BANKING
a. Overview and Brief History
b. Product Features and Diversity
c. IMPS
d. Profitability of Mobile Banking
e. Risk Management and Frauds
f. Back-End Operations and Technology
INTERNET BANKING
a. Overview and Brief History
b. Product Features
c. Corporate and Individual Internet Banking Integration with e-Commerce Merchant
sites
d. Profitability of Internet Banking
e. Risk Management and Frauds
f. Back-End Operations and Technology
POS TERMINALS
a. Overview and Brief History
b. Product Features
c. Approval processes for POS Terminals
d. Profitability of POS business Risk Management and Frauds
e. Back-End Operations and Technology
BRANCHLESS BANKING
a. Objectives
b. Introduction
c. Financial Inclusion – Logic and logistics
d. Vehicles for Financial Inclusion
e. Business Correspondents / Business facilitators
f. Digital Banking Products for Financial Inclusion
MARKETING OF DIGITAL BANKING PRODUCTS
a. Objectives
b. Introduction
c. Product Planning
d. Structure for Marketing Digital Banking Products
e. Sales delivery to customers
f. Concept of e-Galleries
g. After-sales service to customers
h. Marketing for Financial Inclusion
i. Dangers of Mis-selling
j. Use of analytics in marketing Digital Banking Products
PAYMENT SYSTEMS
a. Overview of global payment systems
b. Overview of domestic payment systems
c. RuPay and RuPay Secure
d. Immediate Payment Service (IMPS)
e. National Unified USSD Platform (NUUP)
f. National Automated Clearing House (NACH)
g. Aadhaar Enabled Payment System (AEPS) e-KYC
h. Cheque truncation System (CTS)
i. National Financial Switch (NFS)
j. RTGS
k. NEFT
l. Forex settlements
m. Securities Settlement
n. Innovative Banking & Payment Systems
Minimum System Requirement
- Desktop/Laptop with 4 GB+ RAM, i3 5th Generation 2.2 GHz or equivalent/higher RAM & Processor, and Windows 8 or 10 Operating system
- Google Chrome version 75 & above, with cookies & popups enabled
- Webcam with a good quality Mic
- Stable internet connection with at least 512 kbps+ upload speed
IIBF Certificate Exam Do’s and Dont’s
Do’s
- The candidate will take the examination on a registered date/time from a secured environment
- The candidate will take the examination from a secure environment
- Candidates should log in to the system half an hour before the examination starts time
- Candidates must have ready his/her original photo identity card that has their name and photo on the same side, admit letter, and rough sheet.
- Candidate must not look away from laptop/desktop screen, must face the computer screen
Don’t’s
- The examination will not be conducted in a Public place, or a noisy environment.
- The examination cannot be taken sitting on a couch, bed, or on the floor.
- After the scheduled examination date/time will not be allowed to
- appear for the examination
- No other persons are allowed in the examination area during the examination
- Candidates must not talk to anyone during the examination
- Candidates must not use Phones, headphones, earbuds, or any other type of listening equipment
- Candidates must not set up the computer at the time of examination.
- Candidates must not switch off the webcam or mic or cover the webcam during the examination.
- Candidates must not navigate away from the examination window.
- The candidate’s face must be positioned in the middle of the camera
- Reviewed answers before submitting once submitted (even by mistake), re-examination will not be permitted.
- Scientific/Financial calculator is NOT allowed
- If the computer logs out/switch-off then re-login will not be permitted.
How to Download IIBF Certificate?
IIBF certificate download 2022 is a simple process. After completion of the examination, a provisional scorecard will be displayed on the screen. You can download it very easily. If you successfully qualified for the IIBF Certificate Exam, A digitally signed Certificate will be issued within three weeks from the examination date. The Certificate will be sent to candidates on their registered email ID. Then you can Download IIBF Certificate and Print it.
How to Prepare for IIBF Certificate Exam?
For IIBF Examination you should prepare with an E-learning course, which is available on IIBF Portal. You can enroll for an E-learning course with additional fees. Otherwise, you can find out an Indian Institute of Banking & Finance preparation Book online. Inclusive Banking Thro’ Business Correspondent (Hindi) is the most popular book for IIBF Exam Preparation.
FAQs
What is IIBF Exam?
The IIBF full from “Indian Institute of Banking & Finance” who conducted exams for providing excellence to banking and finance operators for their professional careers. With a successful passport issued an IIBF Certificate.
Will I get the result immediately after the Submission of the IIBF exam?
The provisional scorecard will be displayed on the screen after the submission of the exam. The final result will be declared tentatively within 30 days of the examination date. A digitally signed certificate will be issued two weeks after the declaration of the result and sent to candidates on their registered email ID.
Can I take IIBF Examination on Mobile/ Tablet?
No, candidates have to use Windows Desktop/ Laptop
Can I cancel/reschedule the IIBF examination date/time?
No, candidates cannot cancel/ re-schedule the examination date/ time which was selected at the time
of registration.
