Earn Up to Rs. 10,000/Month with Airtel Payment Bank Retailer Commission Guide

Airtel Payment Bank offers retailers a great opportunity to earn extra income by providing banking and utility services to customers. Whether you recharge FASTags, accept electricity bill payments, or facilitate cash withdrawals through AePS, Airtel Payment Bank offers attractive commissions.

This detailed guide will break down the latest (2025) Airtel Payment Bank retailer commission structure, including Bharat Connect utilities, AePS/mATM transactions, cash deposits, withdrawals, and more. All information is verified and updated as per the latest Airtel Payment Bank policies.

Airtel Payment Bank Retailer Commissions List

1. BHARAT CONNECT – Utilities Commission

Airtel Payment Bank allows retailers to earn commissions on various utility bill payments.

Electricity, Water, and Gas Bills

• Commission: Rs. 1 per bill (for transactions ≥ Rs. 100) in most states.
• Exception: In Madhya Bharat (MB), commission is 0.25 paisa per bill.

LPG Gas Payments

• Commission: Rs. 1 per transaction.

Municipal Taxes & Services

• ≤ Rs. 5,000: Rs. 1
• > Rs. 5,000: Rs. 2

FASTag Recharges

• < Rs. 250: No commission
• Rs. 250-500: Rs. 0.5
• > Rs. 500: Rs. 1

Credit Card Bill Payments

• First 5 transactions per customer per card: Rs. 1.5 per transaction.
• Note: Commission is credited manually every week.

Other Utility Bill Commissions

Category	Slab	Commission
Cable TV	Per transaction	Rs. 2
Housing Society	≤ Rs. 10,000	Rs. 2
	Rs. 10,000-49,999	Rs. 5
	≥ Rs. 50,000	Rs. 10
Education Fee	≤ Rs. 10,000	Rs. 2
	Rs. 10,000-49,999	Rs. 5
	≥ Rs. 50,000	Rs. 10
Hospital Bills	≤ Rs. 10,000	Rs. 2
	Rs. 10,000-49,999	Rs. 5
	≥ Rs. 50,000	Rs. 10
Loan EMI	On amount	0.15%
Insurance Payments	Rs. 100-5,000	Rs. 2
	> Rs. 5,000	Rs. 5

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2. AePS / mATM Commission

Airtel Payment Bank retailers earn commissions on AePS cash withdrawals and mini-statements.

Cash Withdrawal Commission

Slab (Rs.)	Commission (Rs.)
100-499	0.25
500-999	1.5
1000-1499	2
1500-1999	3
2000-2499	4
2500-2999	6
3000	8
>3000-10,000	6

Mini-Statement Commission

• Rs. 0.25 per customer per day.

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3. Cash Drop Commission

Retailers earn commissions on cash deposits based on different models.

Customer Model

• 0.15% of total transaction value.
• Exceptions:
• 0.08% for Satya Microcapital.
• 0.10% for Axis Bank, Bajaj Finance, Ujjivan, etc.
• 0.12% for DCB, Shriram Finance, KreditBee, etc.

Agent Model

• 0.12% of total transaction value.
• Exceptions:
• 0.05% for CMS Infosystem.
• 0.07% for Samasta, L&T Farm.
• 0.10% for Adani, IndusInd Bank, Zepto, etc.
• 0.12% for Arohan, TVS Credit.

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4. Cash Deposit (Automated) Commission

• 0.10% on deposits up to Rs. 5,00,000/month.
• No commission beyond Rs. 5 lakh.

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5. Cash Withdrawal (Automated) Commission

• 0.07% on the withdrawal amount.

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6. Domestic Money Transfer Commission

• 0.58% on transactions between Rs. 10-25,000 (selected circles).

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7. Prime Subscription Benefits

Airtel Payment Bank offers Silver, Gold, and Platinum subscription plans with extra commissions:

Feature	Silver (Rs. 2,499/year)	Gold (Rs. 4,999/year)	Platinum (Rs. 9,999/year)
Extra MT Commission	0.06%	0.08%	0.10%
AePS (Rs. 500-2,499)	Rs. 1 extra	Rs. 1.5 extra	Rs. 2 extra
AePS (≥ Rs. 2,500)	Rs. 3 extra	Rs. 4 extra	Rs. 6 extra
Mini-Statement	Rs. 1 extra	Rs. 1.5 extra	Rs. 2.5 extra
New Bank Account Opening	Rs. 5 extra	Rs. 8 extra	Rs. 10 extra

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Airtel Payment Bank Prime Retailer Commissions

1. Fixed Commission on Customer Balance (MAB Slab)

Prime Retailers earn monthly fixed commissions based on the total customer balance in their accounts.

Commission Structure for Silver, Gold & Platinum Retailers

MAB Slab (₹)	Silver (25% Extra)	Gold (50% Extra)	Platinum (100% Extra)
50K – 1L	₹50	₹62.5	₹75	₹100
1L – 2.5L	₹100	₹125	₹150	₹200
2.5L – 5L	₹250	₹312.5	₹375	₹500
5L – 10L	₹500	₹625	₹750	₹1,000
10L – 15L	₹1,000	₹1,250	₹1,500	₹2,000
15L – 20L	₹1,500	₹1,875	₹2,250	₹3,000
≥ 20L	₹2,000	₹2,500	₹3,000	₹4,000

Eligibility Conditions:

• Minimum 3 Savings Bank Accounts (SBA) must be opened in a month.
• The commission is calculated based on the Monthly Average Balance (MAB) of customers.

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2. Higher FCI Account Commission (Up to ₹175 per Account)

Prime Retailers also earn extra commissions for maintaining higher FCI (Fixed Customer Investment) accounts.

FCI Account Balance	Base Commission	Incremental Commission	Total Earnings
₹1,000 FCI Account	₹75	+ ₹50	₹125
₹5,000 FCI Account	₹75	+ ₹100	₹175

Conditions:

• The customer must maintain ≥ ₹900 (for ₹1,000 FCI) or ≥ ₹4,900 (for ₹5,000 FCI) in the first 7 days.

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3. Additional Prime Subscription Benefits

Prime Retailers (Silver, Gold, Platinum) enjoy extra commissions on:
✅ Money Transfers (0.06% – 0.10% extra)
✅ AePS/mATM Transactions (₹1 – ₹6 extra per transaction)
✅ Mini-Statements (₹1 – ₹2.5 extra per customer per day)
✅ New Suraksha Savings Account Openings (₹5 – ₹10 extra per account)

Conclusion

Airtel Payment Bank offers one of the best retailer commission structures in India, covering utility bill payments, AePS transactions, cash deposits, and withdrawals. By leveraging these services, retailers can earn Rs. 5,000 to Rs. 10,000 per month easily.

Stay updated with the latest commission rates and maximize your earnings with Airtel Payment Bank!

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FAQs

Q1. How much commission do I get on electricity bill payments?

• Rs. 1 per bill (for transactions ≥ Rs. 100).

Q2. What is the commission on AePS cash withdrawals?

• Ranges from Rs. 0.25 to Rs. 8 based on the transaction amount.

Q3. Is there a commission on FASTag recharges?

• Yes, Rs. 0.5 to Rs. 1 depending on the recharge amount.

Q4. How do I get extra commissions?

• Subscribe to Silver, Gold, or Platinum plans for additional benefits.

Q5. When is the commission credited?

• Most commissions are credited daily (T+1), while some (like credit card payments) are credited weekly.

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