How to Increase Limit of Axis Bank Credit Card: Quick Guide

Bikash
By Bikash

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Hey there! If you have an Axis Bank credit card and you want to be able to use it for more exciting things, like buying cool stuff or going on fun adventures, you’re in luck! You can actually make your card even more powerful by increasing its spending limit. It’s like giving your card a little boost of energy! And guess what? It’s not too hard to do. We’re going to show you some super easy steps How to Increase Limit of Axis Bank Credit Card, that anyone can follow. So, let’s get started and make your Axis Bank credit card even more awesome!

Before Increase Credit Card Limit Check Your Eligibility

Before you start the process, it’s essential to check if you meet the eligibility criteria. Axis Bank typically considers customers with a good credit history and a stable income. Ensure you have maintained a positive credit record and a reliable source of income.

How to Increase Limit of Axis Bank Credit Card: Step-by-Step

1. How to Increase Limit of Axis Bank Credit Card Via Internet Banking

Axis Bank makes it convenient for customers to request a credit limit increase through their net banking account. Here’s how you can do it:

  • Step 1: Log in to your net banking account using your credentials.
  • Step 2: Click on “Accounts,” then navigate to “My Credit Cards Account.”
  • Step 3: Choose the “Limit Enhancement” option.

Once you confirm that your credit card is eligible for a limit enhancement, proceed with your request.

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2. How to Increase Limit of Axis Bank Credit Card Through the Mobile App

Axis Bank’s mobile application also offers a straightforward way to request a credit limit increase:


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  • Step 1: Log in using your valid credentials.
  • Step 2: Visit the “Credit Cards” section and look for the “Credit Limit Increase” option.
  • Step 3: If your card is eligible, your card number will be displayed.
  • Step 4: You can request an increase in the credit limit by selecting the appropriate option.

3. How to Increase Limit of Axis Bank Credit Card Via Call/Email

If you prefer a more personal touch, you can request a credit limit increase by contacting Axis Bank’s customer care:

  • Phone: Call at 1860-419-5555 or 1860-500-5555.
  • Email: Send an email to [email protected], explaining your request.

4. How to Increase Limit of Axis Bank Credit Card Through SMS

If you are eligible for Axis Bank Credit Card limit enhancement, then you can then text an SMS. Just Following Steps

  1. Open the SMS app on your mobile phone.
  2. Create a new SMS message.
  3. Type “CLE <last 4 digits of your credit card” in the message.
  4. Send the message to the number 5676782.

For example, if the last 4 digits of your credit card are 1234, your message should look like this: “CLE 1234”. If the bank finds you eligible, you will receive an SMS or e-mail stating a credit limit enhancement offer, there won’t be any document submission from you.

Required Documents for Increase Limit of Axis Bank Credit Card

To increase your credit card limit, Axis Bank may ask for some documents to verify your eligibility:

  • Last 3-month Salary Slips.
  • 3 months’ Bank statements showing salary credits.
  • The latest IT Return if you are self-employed.

Ensuring you have these documents readily available can speed up the process.

Tips for Success for Increase Limit of Axis Bank Credit Card

Increasing your credit limit can be a smooth process if you follow these helpful tips:

  1. Maintain a Good Credit History: Pay your credit card bills on time and in full to demonstrate responsible credit usage.
  2. Keep Credit Utilization Low: Aim to use less than 30% of your available credit to show you’re not overly reliant on credit.
  3. Steady Income: Axis Bank looks for a stable income source to ensure you can handle a higher credit limit.
  4. Request a Reasonable Increase: Don’t ask for a substantial jump in your credit limit. A modest increase is more likely to be approved.

Final Word on How to Increase Limit of Axis Bank Credit Card

Most importantly, the “How to Increase Limit of Axis Bank Credit Card” tutorial makes the entire procedure quite simple. The fact is this: It’s crucial to start by making sure you have a reliable source of income and have made timely credit card payments.

A credit limit increase may be accomplished in three fun methods, as follows: Alternatively, you may contact or email Axis Bank or use their mobile app. That should be simple. Keep in mind to use your documents as a secret weapon! Keep your most recent IT Return together with your most recent three-month pay stubs and three-month bank statements that reflect your monthly salary. Increase that credit limit accordingly.

FAQs on How to Increase Limit of Axis Bank Credit Card

How to Increase Limit of Axis Bank Credit Card?

To increase your credit card limit, you can log in to your Axis Bank mobile app or internet banking, select “Credit Cards,” and check for the limit increase option. If your card is eligible, you can request an increase there. You can also call Axis Bank customer care at 1860-419-5555 to inquire about increasing your limit.

What’s the process for increasing my credit limit through the mobile app?

It’s super simple! Just log in to the Axis Bank mobile app, go to “Credit Cards,” and check for the limit increase option. If your card qualifies, you’ll see your card number displayed, and you can request an increase right from there.

How do I know if my card is eligible for a limit increase?

When you log in to the mobile app or internet banking, if your card is eligible, you’ll see your card number displayed, and you can proceed with the request. If it’s not eligible, you’ll receive a prompt message informing you of the same.

What if I exceed my credit limit?

If you go over your credit limit and the transaction isn’t declined, you may be charged an over-limit fee. So, it’s best to stay within your limit to avoid extra charges.

Is there a minimum salary requirement for an Axis Bank credit card?

Yes, to avail an Axis Bank credit card, your net income should be Rs. 9 lakhs or above.

Can I withdraw cash using my credit card?

Absolutely! You can withdraw cash from ATMs using your Axis Bank credit card. Just remember that there might be cash withdrawal fees and interest charges, so it’s wise to use this feature sparingly.

Which Axis Bank credit card is the best one for me?

The best Axis Bank credit card for you depends on your specific needs and preferences. Each card offers unique benefits, so choose the one that aligns with your lifestyle and spending habits.

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By Bikash
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Hello! I'm Bikash, a skilled Web Developer and Blogger with more than 5 years of experience in the digital marketing fields. My passion is Share my Own Experience by Blogging and creating unique, approachable websites that create a lasting impact. My love of both technology and creativity encourages me to keep up with the most recent developments and industry best practices.
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