Get an Airtel Payment Debit Card: Unlock the Payment Freedom

Airtel Payment Debit Card: The Ultimate Guide

Online transactions have become a vital component of our life in the current digital era. The necessity of simple, safe online transactions is acknowledged by Airtel Payments Bank, which is why they provide two different types of debit cards: the Virtual Debit Card and the Physical Debit Card. We’ll go into the world of Airtel Payment Debit Card in this extensive article, concentrating on the Airtel Money Mastercard.

Airtel Payments Bank Debit Cards

Airtel Payments Bank offers two types of debit cards:

1. Airtel Payments Bank Virtual Debit Card

The Virtual Debit Card is a versatile and convenient option for those who prefer online transactions. It is directly linked to your Airtel Payments Bank account, making it easy to manage your finances. Here’s what you need to know:

• Online Payments: Use it for online shopping, bill payments, recharges, and more.
• Charges: The best part? There are no charges for issuing or maintaining a virtual debit card.

2. Airtel Payments Bank Physical Debit Card

The Physical Debit Card is a tangible plastic card that allows you to make offline payments. Whether you’re at an ATM, a merchant’s store, or a POS terminal, this card has you covered. Here are the key details:

• Offline Payments: Ideal for ATM withdrawals, merchant transactions, and more.
• Charges: Issuing a physical debit card incurs a one-time charge of INR 25, and there’s a monthly maintenance fee of INR 5.

Benefits of Airtel Payments Bank Debit Card

1. Convenience and Security: Airtel debit cards offer a convenient and secure way to handle your finances, both online and offline.
2. No Annual Fees: Unlike some other cards, there are no annual fees associated with Airtel debit cards.
3. Low Transaction Charges: Airtel ensures that transaction charges remain wallet-friendly.
4. Exclusive Offers: Enjoy special offers and discounts at select merchants, adding value to your transactions.

How to Apply for Airtel Payments Bank Debit Card?

Here are the steps on how to apply for an Airtel Payments Bank Debit Card:

1. Open the Airtel Thanks App on your phone.
2. Tap on the “Bank” icon.
3. Scroll down and select the “Debit Card” option.
4. You will View the Classic Debit Card Copy with its Benefits
5. Now Confirm the Address that you provided During the Account Opening
6. Tap on the “Apply for Physical Debit Card” option.
7. You need to Pay 349 from your Airtel Payment Bank Account
8. Confirm the PAyment entering the MPIN
9. A Confirmation SMS will Received on your Mobile Phone
10. Within 7 to 15 days you will receive the Airtel Payments Bank Physical Debit Card

How to Set PIN on Airtel Payments Bank Debit Card?

Here are the steps on how to set a PIN on your Airtel Payments Bank Debit Card:

1. Once you receive your physical debit card, you will find a sealed envelope with a temporary PIN inside.
2. Open the envelope and take out the temporary PIN.
3. Open the Airtel Thanks app on your phone.
4. Tap on the “Bank” icon.
5. Scroll down and select the “Debit Card” option.
6. Tap on the “Set PIN” option.
7. Enter your temporary PIN.
8. Enter a new 6-digit PIN for your debit card.
9. Re-enter your new PIN to confirm.
10. Click on the “Submit” button.

Here are some tips for setting a strong PIN:

• Make sure your PIN is at least 6 digits long.
• Do not use your birthday, phone number, or any other personal information as your PIN.
• Make sure your PIN is unique and not easy to guess.
• Do not share your PIN with anyone.

Airtel Money Mastercard

The Airtel Money Mastercard is a virtual debit card linked to your Airtel Money wallet. Here’s what you should know about this specific card:

• Online Payments: Use it to make online payments to merchants that accept Mastercard.
• Charges: As with the Virtual Debit Card, there are no charges for issuing or maintaining the Airtel Money Mastercard.
• Security: The card is secured with a PIN and OTP authentication for added protection.
• Transaction Tracking: Keep an eye on your card transactions using the Airtel Money app.

To be eligible for an Airtel Money Mastercard, you must:

• Have an Airtel Money wallet.
• Be an Airtel mobile customer.
• Meet the eligibility criteria set by Airtel Payments Bank.

Pros and Cons

Pros

• Convenient and secure online payments.
• No annual fees.
• Low transaction charges.
• Exclusive offers and discounts at select merchants.

Cons

• Not suitable for offline payments.
• Only available to Airtel mobile customers.
• May not be accepted by all merchants.

Airtel Debit Card Charges

Here’s a detailed breakdown of the charges associated with Airtel debit cards:

Service	Charges
Apply for a New Physical Debit Card	INR 349
Issuance Charges:
– Virtual Debit Card	Free
– Physical Debit Card	INR 25
Annual Maintenance Charges:
– Virtual Debit Card	Free
– Physical Debit Card	INR 5
ATM Withdrawal Charges:
– ATM in Airtel Payments Bank Network	Free
– ATM in Other Bank’s Network	INR 20 + GST
– ATM in Other Bank’s Network (at Non-Airtel PoS)	INR 25 + GST
Cash Deposit Charges:
– Cash Deposit at Airtel Payments Bank Branch	Free
– Cash Deposit at Other Bank’s Branch	INR 100 + GST
NEFT/IMPS Charges:
– Free for transactions up to INR 2,000
– INR 1 for transactions above INR 2,000
International Transaction Charges:	INR 150 + GST for all types of transactions

Please Note that these charges may be subject to change, so it’s advisable to check the latest fee structure on the Airtel Payments Bank website.

Also Read

How to Find Airtel Payment Bank Near Me A Quick Guide 2023
How to Do Airtel Payment Bank CSP Registration Online 2023
Airtel Customer Care Number Easily Reach 24×7 Airtel Support
Airtel Payments Bank Debit Card Get a Physical Copy Now!
Airtel Payment Bank Retailer Login for Manage Services
Airtel Payment Bank Problem and Quick Solutions to Fix Them
Airtel Tez Portal Login: Access your AirtelTez BC Portal
AirtelTez login portal for Airtel Payment Bank Retailer

Final Talk

In conclusion, the Airtel Money Mastercard offers a convenient and secure way to make online payments without the hassle of annual fees. It’s an excellent choice for Airtel customers who want to manage their finances effortlessly. However, it’s important to keep in mind its limitations, primarily its inapplicability for offline payments and limited merchant acceptance. If you’re looking for an online payment solution, this card is definitely worth considering.

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