Bina Mulya Samajik Suraksha Yojana: Social Welfare Scheme

Ensuring Social Security with Bina Mulya Samajik Suraksha Yojana

Social security has become an important part of today’s world and governments around the world are trying to provide it to their citizens. One such initiative is the Bina Mulya Samajik Suraksha Yojana launched by the Government of West Bengal to provide social security to the economically weaker sections of society. The aim of the system is to provide social security to the poor and marginalized sections of society who are unable to meet their basic needs due to financial constraints. There we will discuss Bina Mulya Samajik Suraksha Yojana in detail and give you all the information you need.

What is Bina Mulya Samajik Suraksha Yojana?

Bina Mulya Samajik Suraksha Yojana is a welfare scheme launched by the Government of West Bengal to provide financial assistance to the economically weaker sections of society. The aim of the system is to provide social security to the poor and marginalized sections of society who are unable to meet their basic needs due to financial constraints.

Overview of Bina Mulya Samajik Suraksha Yojana

Bina Mulya Samajik Suraksha Yojana Contribution for Provident Fund

Bina Mulya Samajik Suraksha Yojana (BM-SSY) is a scheme of the Government of West Bengal that provides social security benefits to registered beneficiaries. Earlier, beneficiaries had to pay 25 rupees per month for pension fund subscriptions. However, the state government has decided to waive this payment from April 1, 2020, and will now pay the entire amount for the beneficiaries. This means that every registered beneficiary has access to all available benefits without having to pay anything. Now the government will pay full compensation of Rs 55 per month to the beneficiaries of the scheme.

Benefits of Bina Mulya Samajik Suraksha Yojana

The Bina Mulya Samajik Suraksha Yojana (BM-SSY) offers several benefits to enrolled beneficiaries. Some of the key benefits of this scheme are:

Old-Age Pension: The BM-SSY also provides a monthly pension to enrolled beneficiaries. The pension amount is based on the age of the beneficiary at the time of enrollment. The pension amount ranges from Rs. 750 to Rs. 1,000 per month.

Disability Pension: Individuals who are disabled and financially weak are eligible for a monthly pension of Rs. 750 under this scheme.

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Widow Pension: Widows who are financially weak are eligible for a monthly pension of Rs. 750 under this scheme.

Financial Assistance for Death: In the event of the death of a beneficiary, their family members are eligible for financial assistance of Rs. 2000.

Eligibility Criteria of Bina Mulya Samajik Suraksha Yojana

To be eligible for the scheme, an individual must fulfill the following criteria:

• The applicant must be a resident of West Bengal.
• The applicant must belong to a family that falls under the below poverty line (BPL) category.
• The applicant must not have any source of income.
• The applicant must not be a part of any other social security scheme provided by the government.

Eligible Beneficiaries List

1. Automobile repair garage (with less than 20 employees).
2. Bakeries (with less than 20 employees)
3. Bidi is made
4. Boatman Service
5. Sister mill
6. Bookbinding
7. Brass pot
8. Cashew processing
9. Ceramic
10. Clinical Nursing Homes/Private Hospitals.
11. Coir industry
12. Copywriting in court/registration office
13. Cottage/Village based cottage industries (Boatman services, bangle making, firework, chakki mills, kite, and kite stick manufacturing. Clay pottery work, rice husking, embroidery, and lace weaving).
14. Dal mill.
15. Decorations
16. Footwear (leather, rubber, plastic)
17. Forestry and woodworking
18. Garment making
19. Hand-loom
20. Hosiery
21. Hotels and restaurants
22. LCDS, IPP-VIII, and CUDP-IIL
23. Iron Foundry
24. Catering
25. Lakh industries (having less than 20 employees)
26. Leather and leather products.
27. Linesmen engaged in the delivery of bakery products.
28. Medicinal plants other than cinchona
29. Oil mill
30. Manufacture of paper shavings and straw boards.
31. Plastic dust.
32. Pri Press.
33. Rick D with Husking Mills 36. Rubber & Rubber Products
34. Security agency.
35. Sericulture
36. Shops (with less than 20 employees) and establishments (with less than 20 employees)
37. Silk printing.
38. Slaughterhouse
39. Small Scale Engineering Unit.
40. Small chemical units
41. Tailoring industry (having less than 20 employees).

Required Documents

The following documents are required to apply for the Bina Mulya Samajik Suraksha Yojana:

• Aadhaar Card
• Ration Card
• Caste certificate
• Mobile number
• Passport size photograph
• Income Certificate
• BPL Card
• Residencial certificate
• Bank Account Details

How to Apply Bina Mulya Samajik Suraksha Yojana

Enrollment for the Bina Mulya Samajik Suraksha Yojana (BM-SSY) can be done through both online and offline modes. Here’s how to apply for the scheme through both modes:

Online Process

To apply for the scheme online, an individual can follow the below steps:

• First, visit the official website at https://bmssy.wblabour.gov.in/
• Click on the “New Registration” tab as shown
• Bina Mulya Samajik Suraksha Yojana online registration form 2023 will appear
• Fill in the necessary details and attach the required documents.
• Submit the application form online.

Offline Process

To apply for the scheme offline, an individual can follow the below steps:

• Visit the nearest Social Welfare Department office.
• Collect the BMSSY Application form for the scheme.
• Fill in the necessary details and attach the required documents.
• Submit the application form to the concerned authority.

How to Claim Bina Mulya Samajiya Suraksha Yojana (BMSSY)?

• Visit the nearest Regional Labor Office (RLO) or Labor Welfare Facilities Blocks and Municipalities (LWFC) Center.
• Ask for the BMSSY Claim application form.
• Fill in the application form with all the required details, including personal information, bank details, and other relevant information.
• Attach all the necessary documents
• Submit the completed application form and documents to the concerned authority.
• Once the application is processed and approved, the applicant will receive the Claim amount in their Bank Account.

Conclusion

Bina Mulya Samajik Suraksha Yojana provides financial support to economically weaker social groups and thus improves their standard of living. The Yojana is designed to provide social insurance to the poor and marginalized sections of society who are unable to meet their basic needs due to financial constraints. We hope this post has given you in-depth information about the scheme and helped you understand its benefits and eligibility criteria.

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