Will Paytm UPI Service Continue After February 29?

By Bikash

Which Paytm Services Will Be Affected After February 29?

Will Paytm UPI Service Continue After February 29: As we approach the end of February, many Paytm users are becoming increasingly worried about whether the company’s services, especially its UPI service, will continue without disruption. In this detailed post, we aim to provide clarity by examining the recent changes announced by Paytm and how they will affect users’ experiences. Paytm users need to understand which services will be impacted to prepare accordingly. Let’s delve into the implications of these changes to ensure users are well-informed about what to expect moving forward.

Paytm All Services List

Before we proceed, let’s take a comprehensive look at all the services Paytm offers.

  • Paytm UPI: Enables users to make payments and transfer money directly from their bank accounts using UPI (Unified Payments Interface) technology.
  • Paytm Payments Bank: Offers banking services such as savings accounts, debit cards, and online banking facilities.
  • Paytm Money: Allows users to invest in various financial instruments including stocks, mutual funds, ETFs (Exchange-Traded Funds), and more.
  • FASTag: Facilitates electronic toll collection on highways, allowing users to pay tolls seamlessly without stopping at toll booths.
  • Paytm Merchant: Provides tools and services for businesses to accept digital payments, manage inventory, and track sales.
  • Paytm Mall: An online marketplace offering a wide range of products including electronics, fashion, home essentials, and more. It also features an E-Gift Card Store for convenient gifting options.

How Will Paytm’s Other Services be Affected, such as UPI, Paytm Money, Paytm Merchant, and FASTag?

The impact of these changes extends beyond the Paytm Payments Bank service. Let’s explore how other services will be influenced.

Which Paytm Services Continuing After February 29:

Paytm App

The primary Paytm app will continue to operate seamlessly, allowing users to conduct various transactions and access services.


Paytm has reassured its users that the UPI service will remain fully functional beyond February 29. Collaborations with other banks are underway to ensure uninterrupted UPI services.

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Paytm Mall

Shopping through Paytm Mall will continue without interruption, providing users with the convenience of online shopping.

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Paytm Money, the platform for investments and wealth management, will continue its operations smoothly, allowing users to manage their finances effectively.

Merchant Services

Merchant-oriented services such as Paytm QR, Soundbox, and card machines will continue to be available, supporting businesses in their operations.

Existing Wallet Balance

Users can utilize the balance in their Paytm wallets even after February 29. However, they will not be able to add more funds directly to their wallets.

Which Paytm Services Affected After February 29:

Paytm Payments Bank

The Reserve Bank of India has imposed restrictions on Paytm Payments Bank after February 29, leading to several changes and limitations for users.

Services Unclear on Continuation:


While existing balances in FASTags can be utilized, uncertainty remains regarding the addition of new funds after February 29.

Consequences of Closing Paytm Payments Bank:

Limited Funding Options

The closure of Paytm Payments Bank restricts users from adding money directly to their wallets. However, Paytm is exploring alternative funding methods through partnerships with other banks.

Uncertainty for PPBL Employees and Customers

The closure raises concerns about the future of PPBL employees and the long-term impact on the experience of existing customers.


While Paytm’s core services such as the app, UPI, and merchant solutions will remain unaffected after February 29, the closure of Paytm Payments Bank will alter users’ funding options and introduce some uncertainty. Users need to stay informed about these changes and adapt accordingly.


Can I still use my Paytm wallet after February 29?

Yes, you can continue to use your existing balance in your Paytm wallet. However, you will not be able to add more funds directly to it.

What happens to my FASTag balance after February 29?

You can still use your existing balance in FASTags, but adding new funds may become uncertain.

Are there any alternatives for adding funds to my Paytm wallet after February 29?

Paytm is exploring partnerships with other banks to offer alternative funding methods.

Will Paytm UPI services be affected after February 29?

No, Paytm has confirmed that its UPI services will continue uninterrupted.

What should I do if I have pending transactions with Paytm Payments Bank after February 29?

Existing pipeline transactions need to be settled by March 15, 2024. Make sure to complete any pending transactions before the deadline.

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By Bikash
Hello! I'm Bikash, a skilled Web Developer and Blogger with more than 5 years of experience in the digital marketing fields. My passion is Share my Own Experience by Blogging and creating unique, approachable websites that create a lasting impact. My love of both technology and creativity encourages me to keep up with the most recent developments and industry best practices.
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