Safe and Secure Bank Account Opening at Doorstep
In today’s busy life, time is of the essence and people are constantly looking for ways to make their lives easier. Door banking is one such initiative that has gained popularity in recent times. It is a service offered by banks where they offer banking services at the door of the customer even a Bank Account Opening at Doorstep, so the customer does not have to visit the bank branch. One such domestic banking service provider is India Post Payments Bank (IPPB), which offers various services such as bank account opening, cash withdrawal, and bill payment.
What is Doorstep banking?
Doorstep banking is a type of banking service at the customer’s doorstep or any other convenient location, without the need for the customer to visit the bank branch. It allows customers to avail of various banking services like cash withdrawals, money transfers, bill payments, Bank Account Opening at Doorstep, and more from the comfort of their homes or offices.
Doorstep Banking IPPB
Doorstep banking is a popular service offered by the India Post Payments Bank (IPPB). With IPPB doorstep banking services, customers can avail of a range of banking services without visiting the bank branch. Some of the services offered include account opening, cash withdrawal, money transfer, bill payments, and more.
Customers can easily place their service request for doorstep banking on the IPPB website or mobile app, and a service representative will visit their location to provide the requested service. The IPPB doorstep banking service is a convenient and hassle-free option for customers who are unable to visit the bank branch or prefer banking from the comfort of their homes.
Overview of Bank Account Opening at Doorstep
|Doorstep Banking||Provided By IPPB (India Post Payments Bank)|
|Service Name||Service Request for Bank Account Opening at Doorstep|
|Type of Account||Savings Account, Current Account, Recurring Deposit Account, etc.|
|Documents Required||Identification document, Proof of address, Passport-size photographs|
|Verification Process||Conducted by a bank representative during an appointment|
|Account Options||Customers can choose from a variety of account options offered by IPPB|
Doorstep Banking RBI Guidelines
The Reserve Bank of India (RBI) has issued guidelines for doorstep banking services to ensure customer safety and security. These guidelines require banks to adhere to certain rules, such as conducting a thorough background check of the bank representatives, implementing proper security measures, and ensuring that customers’ personal information is kept confidential.
Benefits of Bank Account Opening at Doorstep
The benefits of a Bank Account Opening at the Doorstep are:
- Convenience: Customers can avail of banking services without leaving their premises.
- Time-saving: Eliminates the need to travel to a bank branch and stand in long queues.
- Easy documentation process: The verification process is quick and hassle-free.
- Flexibility: Customers can choose from a range of account options.
Required Documents for Doorstep Banking Service
- Aadhaar card
- PAN card
- Voter ID card
- Driving license
- Utility bills (such as electricity or water bill) for address verification
- Passport size photographs
- Bank account statements or passbook, if applicable
- Income proof (such as salary slips, ITR, etc.), if applicable
Available Services on Doorstep Banking
IPPB provides a range of banking services through its doorstep banking initiative. Some of the services available for customers:
Account opening: Customers can easily open Bank Account Opening at Doorstep comfort of their homes or offices with the help of a service representative.
Cash withdrawal: Customers can request doorstep cash withdrawal services for non-IPPB customers, which allows them to withdraw cash from their bank account at any convenient location.
Bill payments: Customers can make various bill payments, including electricity bills, water bills, gas bills, and more, without the need to visit the bank branch.
Domestic money transfer: Customers can transfer money to their family and friends with ease through the doorstep banking service.
Digital life certificate (Jeevan Praman): Senior citizens can request a digital life certificate through the doorstep banking service, which helps them to avail of various pension schemes.
Aadhaar services: Customers can avail of Aadhaar services like mobile number updates, child enrolment, and more through doorstep banking.
How to Place a service request for Bank Account Opening at Doorstep?
To place a service request for a bank account opening at doorstep through IPPB, customers can follow these simple steps:
- Customers need to visit the IPPB website or https://www.ippbonline.com/web/ippb/service-request
- Click on ‘Service Request’: On the homepage, customers can click on the ‘Service Request’ tab.
- Select “Yes, I’m an existing customer of India Post Payments Bank” or “No, I’m not a customer of India Post Payments Bank”
- Then select “Service Request Form – Doorstep Banking”
- From the list of available services, customers need to select any Service
- You need to fill in their details, like name, address, mobile number, and more.
- Customers can submit the request by clicking on the ‘Submit’ button.
- After submitting the request, a bank representative will contact the customer to schedule an appointment for the doorstep service.
Other Bank Doorstep Banking Service
Doorstep Banking SBI: SBI offers doorstep banking services to its customers for various transactions, including account opening, cash deposit and withdrawal, and more.
Doorstep Banking ICICI: ICICI Bank also provides doorstep banking services to its customers, including Bank Account Opening at Doorstep, cheque pick-up and delivery, and more.
Doorstep Banking BOB: BOB’s doorstep banking services include cash delivery, Bank Account Opening at Doorstep, cheque pick-up and delivery, and more.
Doorstep Banking UCO Bank: UCO Bank offers doorstep banking services to its customers for various transactions, including account opening, cash deposit and withdrawal, and more.
HDFC Doorstep Banking: HDFC Bank’s doorstep banking services include Bank Account Opening at Doorstep, cheque pick-up and delivery, and more.
Doorstep Banking AXIS Bank: Axis Bank provides doorstep banking services to its customers for various transactions, including Bank Account Opening at Doorstep, cash deposit and withdrawal, and more.
Doorstep banking services have made banking simpler and easier for everyone. The IPPB service Bank Account Opening at Doorstep is a great way for customers to open a bank account without leaving the premises. With the added benefits of time-saving, convenience, and flexibility, it’s no wonder door-to-door banking is becoming more common.
What is doorstep banking?
Doorstep banking is a service provided by banks where their representatives visit customers’ homes to provide banking services such as account opening, cash withdrawal, and other financial services.
Is it safe to avail Doorstep banking services?
Yes, banks adhere to strict guidelines set by the RBI to ensure customer safety and security.
What are the documents required for account opening at Doorstep?
Customers need to provide a valid identification document, proof of address, and passport-size photographs.
Can I choose from a range of account options?
Yes, customers can choose from a variety of account options offered by the bank.
Is doorstep banking service free of cost?
The fees for doorstep banking services may vary depending on the bank and the specific service requested. It is recommended to check with the bank beforehand to confirm the fees. Some banks may offer free doorstep banking services for senior citizens or customers with specific requirements.